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	<title>Mortgage </title>
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	<link>http://byuirotc.com</link>
	<description>Mortgage Rates</description>
	<lastBuildDate>Thu, 23 Feb 2012 06:54:55 +0000</lastBuildDate>
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		<title>Mortgage Renewals Explained by Vancouver Mortgage Broker</title>
		<link>http://byuirotc.com/mortgage-renewals-explained-by-vancouver-mortgage-broker.html</link>
		<comments>http://byuirotc.com/mortgage-renewals-explained-by-vancouver-mortgage-broker.html#comments</comments>
		<pubDate>Thu, 23 Feb 2012 06:54:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Fundraising]]></category>
		<category><![CDATA[broker]]></category>
		<category><![CDATA[Explained]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Renewals]]></category>
		<category><![CDATA[Vancouver]]></category>

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		<description><![CDATA[www.notapennydown.com Mark Fidgett, a mortgage broker in Vancouver Canada, explains the truth about mortgage renewals. Why pay the bank more than you have to?? Video Rating: 5 / 5 Find out how you can get a new FHA or VA home loan with credit scores as low as a 530!!! Don&#8217;t wait to buy a [...]]]></description>
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<p>www.notapennydown.com Mark Fidgett, a mortgage broker in Vancouver Canada, explains the truth about mortgage renewals. Why pay the bank more than you have to??<br />
<strong>Video Rating: 5 / 5</strong></p>
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<p>Find out how you can get a new FHA or VA home loan with credit scores as low as a 530!!! Don&#8217;t wait to buy a new home&#8230; If you can qualify&#8230; you can buy a new home right now!!! And spend less every month than you do on rent.</p>
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		<item>
		<title>What is A Home Loan (Mortgage) Modification</title>
		<link>http://byuirotc.com/what-is-a-home-loan-mortgage-modification.html</link>
		<comments>http://byuirotc.com/what-is-a-home-loan-mortgage-modification.html#comments</comments>
		<pubDate>Thu, 23 Feb 2012 00:19:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[Modification]]></category>

		<guid isPermaLink="false">http://byuirotc.com/what-is-a-home-loan-mortgage-modification.html</guid>
		<description><![CDATA[www.2ModMyLoan.com What is a Loan Modification? I&#8217;ve made this youtube channel to answer Loan Modification questions that are frequently asked. Call Tish Washington stop foreclosure and modify your mortgage today 626-945-5987 Call me and with Home Solutions of North America we can save your home. Tish Washington 626-945-5987 SUBSCRIBE TO THIS CHANNEL TO STAY UPDATED [...]]]></description>
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<p>www.2ModMyLoan.com What is a Loan Modification? I&#8217;ve made this youtube channel to answer Loan Modification questions that are frequently asked. Call Tish Washington stop foreclosure and modify your mortgage today 626-945-5987 Call me and with Home Solutions of North America we can save your home. Tish Washington 626-945-5987 SUBSCRIBE TO THIS CHANNEL TO STAY UPDATED ON THE RAPID CHANGES TO THE MORTGAGE INDUSTRY How to Save Your Home How to Modify your loan How to stop foreclosure How to get your mortgage modified Modifications Foreclosure foreclosure home short sale save our home Hope Loss Mitigation Loan Mod mortgage Mod Modify HUD HOPE4MYLOAN Bailout LOANS GOD CHANGE JESUS SAVE RESTRUCTURE Bankruptcy bank foreclosure pre foreclosure how to save my home real estate foreclosure REO avoiding foreclosure keep my house hope for my home hope for my loan mortgage bailout You could fall into one of the following categories Short Refinance, Forbearance Agreement, Repayment plan, Deed in Lieu of Foreclosure, Short Sale and/or Cash for Keys. Please visit our website and download a copy of terms and definitions. Christian Company If you have fallen behind on your mortgage payment and have received a Notice of Default or Notice of Trustee Sale and may be facing a Foreclosure we can assist you with our Attorney Assisted Foreclosure. We can stop a foreclosure if need be. We can also DEMAND your loan to be modified by your lender for violation of RESPA and TIL violations Notice of <b>&#8230;</b>
</p>
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<p>Lawrence Wilkerson Pt8: I don&#8217;t know if our grandchildren will live in a democratic republic</p>
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		<slash:comments>29</slash:comments>
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		<item>
		<title>Talkin&#8217; Money with Jeff Tarbell 12-31-11 Part 1</title>
		<link>http://byuirotc.com/talkin-money-with-jeff-tarbell-12-31-11-part-1.html</link>
		<comments>http://byuirotc.com/talkin-money-with-jeff-tarbell-12-31-11-part-1.html#comments</comments>
		<pubDate>Wed, 22 Feb 2012 17:39:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Calculator With Taxes]]></category>
		<category><![CDATA[123111]]></category>
		<category><![CDATA[JEFF]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Part]]></category>
		<category><![CDATA[Talkin]]></category>
		<category><![CDATA[Tarbell]]></category>

		<guid isPermaLink="false">http://byuirotc.com/talkin-money-with-jeff-tarbell-12-31-11-part-1.html</guid>
		<description><![CDATA[JeffTarbell.com Talkin&#8217; Money is a one hour, fun and light-hearted approach to finance, real estate, and money. Additionally, we invite guests to provide some insight into their world. Everyone from rock stars to the IRS have joined us to give their unique perspective into the financial world.]]></description>
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<p>
<div style="float:left;margin:5px;"><img src=http://i.ytimg.com/vi/5Bxi7DJipIs/default.jpg /></div>
<p>JeffTarbell.com Talkin&#8217; Money is a one hour, fun and light-hearted approach to finance, real estate, and money. Additionally, we invite guests to provide some insight into their world. Everyone from rock stars to the IRS have joined us to give their unique perspective into the financial world.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Excel Calculate Interest Only Monthly Mortgage Payment</title>
		<link>http://byuirotc.com/excel-calculate-interest-only-monthly-mortgage-payment.html</link>
		<comments>http://byuirotc.com/excel-calculate-interest-only-monthly-mortgage-payment.html#comments</comments>
		<pubDate>Wed, 22 Feb 2012 04:22:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Definition]]></category>
		<category><![CDATA[Calculate]]></category>
		<category><![CDATA[Excel]]></category>
		<category><![CDATA[Interest]]></category>
		<category><![CDATA[monthly]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[onLy]]></category>
		<category><![CDATA[Payment]]></category>

		<guid isPermaLink="false">http://byuirotc.com/excel-calculate-interest-only-monthly-mortgage-payment.html</guid>
		<description><![CDATA[Video Rating: 0 / 5 Provides information about mortgages, mortgage rates, home refinancing, home equity loans and many other mortgage related topics. Try our free mortgage calculator, and find tips provides unbiased information to help you through the mortgage refinancing process. Click through learn how to&#8230; Video Rating: 5 / 5]]></description>
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<p>
<div style="float:left;margin:5px;"><img src=http://i.ytimg.com/vi/p4qIm0ROqD0/default.jpg /></div>
<p><strong>Video Rating: 0 / 5</strong></p>
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<p>Provides information about mortgages, mortgage rates, home refinancing, home equity loans and many other mortgage related topics. Try our free mortgage calculator, and find tips provides unbiased information to help you through the mortgage refinancing process. Click through learn how to&#8230;<br />
<strong>Video Rating: 5 / 5</strong></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Talkin Money 2_18 Part 1.wmv</title>
		<link>http://byuirotc.com/talkin-money-2_18-part-1-wmv.html</link>
		<comments>http://byuirotc.com/talkin-money-2_18-part-1-wmv.html#comments</comments>
		<pubDate>Tue, 21 Feb 2012 21:45:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Calculator With Taxes]]></category>
		<category><![CDATA[1.wmv]]></category>
		<category><![CDATA[2_18]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Part]]></category>
		<category><![CDATA[Talkin]]></category>

		<guid isPermaLink="false">http://byuirotc.com/talkin-money-2_18-part-1-wmv.html</guid>
		<description><![CDATA[JeffTarbell.com Talkin&#8217; Money is a one hour, fun and light-hearted approach to finance, real estate, and money. Additionally, we invite guests to provide some insight into their world. Everyone from rock stars to the IRS have joined us to give their unique perspective into the financial world. JeffTarbell.com Talkin&#8217; Money is a one hour, fun [...]]]></description>
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<p>JeffTarbell.com Talkin&#8217; Money is a one hour, fun and light-hearted approach to finance, real estate, and money. Additionally, we invite guests to provide some insight into their world. Everyone from rock stars to the IRS have joined us to give their unique perspective into the financial world.
</p>
<p>				<object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/6-7EoAi4Lvs?fs=1"></param><param name="allowFullScreen" value="true"></param>
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<p>
<div style="float:left;margin:5px;"><img src=http://i.ytimg.com/vi/6-7EoAi4Lvs/default.jpg /></div>
<p>JeffTarbell.com Talkin&#8217; Money is a one hour, fun and light-hearted approach to finance, real estate, and money. Additionally, we invite guests to provide some insight into their world. Everyone from rock stars to the IRS have joined us to give their unique perspective into the financial world.<br />
<strong>Video Rating: 0 / 5</strong></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Ottawa Mortgage Broker &#8211; Ottawa Mortgages &#8211; Ottawa Refinancing &#8211; Pre Approval</title>
		<link>http://byuirotc.com/ottawa-mortgage-broker-ottawa-mortgages-ottawa-refinancing-pre-approval.html</link>
		<comments>http://byuirotc.com/ottawa-mortgage-broker-ottawa-mortgages-ottawa-refinancing-pre-approval.html#comments</comments>
		<pubDate>Tue, 21 Feb 2012 08:29:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Bad Credit]]></category>
		<category><![CDATA[Approval]]></category>
		<category><![CDATA[broker]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Ottawa]]></category>
		<category><![CDATA[Refinancing]]></category>

		<guid isPermaLink="false">http://byuirotc.com/ottawa-mortgage-broker-ottawa-mortgages-ottawa-refinancing-pre-approval.html</guid>
		<description><![CDATA[Here&#8217;s a short movie from our Ottawa Mortgage Manager at TD Canada Trust, Andrew Thake. Andrew is here and ready to help you with your financing needs. If you&#8217;re looking to buy a home, he can Pre-Approve you for an amount and get you the best Interest Rates. He can then save your rates for [...]]]></description>
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<p>Here&#8217;s a short movie from our Ottawa Mortgage Manager at TD Canada Trust, Andrew Thake. Andrew is here and ready to help you with your financing needs. If you&#8217;re looking to buy a home, he can Pre-Approve you for an amount and get you the best Interest Rates. He can then save your rates for 120 days on resale and up to 2 years on a New Home.<br />
<strong>Video Rating: 0 / 5</strong></p>
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<p>ho-me-refinancing.com Can You Really Save By Refinance Part 1 When the interest rates drop, many homeowners are considering refinancing their home. They think that they could save money by refinance their mortgage. However, can you really save money when you refinance your home depends on three points How much is the interest rate drop? How is your credit score? Are you having changed financial situations? Drop In the Interest Rate You might want to refinance your home when you heard the interest rate drop. But, you should carefully consider how much is the interest rate drop before making the decision to refinance. It is important to note that you as a homeowner have to pay closing cost each time you refinance. These costs may include application fees, origination fees, appraisal fees and a variety of other costs that can add up quite quickly. In general the closing fees should not exceed the overall savings and the amount of time you are required to retain the property Continue to part 2 To learn more Simply visit: ho-me-refinancing.com</p>
]]></content:encoded>
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		</item>
		<item>
		<title>What Is a Pre Approval Really? Pre-Approvals Aren&#8217;t All You Think&#8230;</title>
		<link>http://byuirotc.com/what-is-a-pre-approval-really-pre-approvals-arent-all-you-think.html</link>
		<comments>http://byuirotc.com/what-is-a-pre-approval-really-pre-approvals-arent-all-you-think.html#comments</comments>
		<pubDate>Tue, 21 Feb 2012 01:50:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Fundraising]]></category>
		<category><![CDATA[Approval]]></category>
		<category><![CDATA[Aren't]]></category>
		<category><![CDATA[PreApprovals]]></category>
		<category><![CDATA[Really]]></category>
		<category><![CDATA[Think...]]></category>

		<guid isPermaLink="false">http://byuirotc.com/what-is-a-pre-approval-really-pre-approvals-arent-all-you-think.html</guid>
		<description><![CDATA[mortgagelocator.ca In this video I explain what a pre approval REALLY is. Pre-Approvals are NOT a bank&#8217;s unconditional promise to lend. They are promises with a lot of &#8220;IFs&#8221; attached to it. IF your income on paper supports what is on the application. IF your down payment is acceptable. IF your credit is still good. [...]]]></description>
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<p>
<div style="float:left;margin:5px;"><img src=http://i.ytimg.com/vi/_SNnxsFh4R4/default.jpg /></div>
<p>mortgagelocator.ca In this video I explain what a pre approval REALLY is. Pre-Approvals are NOT a bank&#8217;s unconditional promise to lend. They are promises with a lot of &#8220;IFs&#8221; attached to it. IF your income on paper supports what is on the application. IF your down payment is acceptable. IF your credit is still good. There are a lot of conditions. I explain what a pre approval really is, and where I, as a broker, add value to the home buying process. Hey everybody, Rowan Smith from the Mortgage Centre. Its January 2nd right now, and I got a call today from a client who mystified because their pre approval that they were told was going to be there waiting for them at their bank, wasnt. So, I wanted to clarify what exactly a pre approval is, as well as what underwriting is, in relation this concept. So, backing it up, underwriting is the process whereby a bank actually looks at your application. They look at your documents: job letters, etc and make sure that all of these details add up. That your paystubs are in line with what your job letter says; that your down payment is coming from own resources, and if isnt, then they have to find out where IS coming from. Based on all of this process, they underwrite, and come up with an assessment of risk, and this is a time consuming process and is something that the banks spend a lot of money on staff to review paperwork, to review a deal, to work through the numbers and the nuts and bolts of a deal. If you are trying to buy a <b>&#8230;</b><br />
<strong>Video Rating: 5 / 5</strong></p>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>48HRS &#8211; Mortgage &amp; Murder 1/5</title>
		<link>http://byuirotc.com/48hrs-mortgage-murder-15.html</link>
		<comments>http://byuirotc.com/48hrs-mortgage-murder-15.html#comments</comments>
		<pubDate>Mon, 20 Feb 2012 19:14:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[48HRS]]></category>
		<category><![CDATA[Murder]]></category>

		<guid isPermaLink="false">http://byuirotc.com/48hrs-mortgage-murder-15.html</guid>
		<description><![CDATA[Video Rating: 4 / 5 Interested in a mortgage? He&#8217;s your man! Video Rating: 4 / 5]]></description>
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<p>
<strong>Video Rating: 4 / 5</strong></p>
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<p>Interested in a mortgage? He&#8217;s your man!<br />
<strong>Video Rating: 4 / 5</strong></p>
]]></content:encoded>
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		<slash:comments>48</slash:comments>
		</item>
		<item>
		<title>Disposable &#8211; Refi Redo by Ted Rall</title>
		<link>http://byuirotc.com/disposable-refi-redo-by-ted-rall.html</link>
		<comments>http://byuirotc.com/disposable-refi-redo-by-ted-rall.html#comments</comments>
		<pubDate>Mon, 20 Feb 2012 12:34:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Calculator With Taxes]]></category>
		<category><![CDATA[Disposable]]></category>
		<category><![CDATA[Rall]]></category>
		<category><![CDATA[Redo]]></category>
		<category><![CDATA[refi]]></category>

		<guid isPermaLink="false">http://byuirotc.com/disposable-refi-redo-by-ted-rall.html</guid>
		<description><![CDATA[The third episode in a new animated webseries by award-winning syndicated cartoonist Ted Rall and animator David Essman . Dan and Sarah try to take advantage of President Obama&#8217;s &#8220;Make Home Affordable&#8221; program. Music &#8220;Trash&#8221; by Robyn Hitchcock Video Rating: 4 / 5 Refinancing a mortgage can be a wise business decision. Learn how to [...]]]></description>
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<p>The third episode in a new animated webseries by award-winning syndicated cartoonist Ted Rall and animator David Essman . Dan and Sarah try to take advantage of President Obama&#8217;s &#8220;Make Home Affordable&#8221; program. Music &#8220;Trash&#8221; by Robyn Hitchcock<br />
<strong>Video Rating: 4 / 5</strong></p>
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<p>Refinancing a mortgage can be a wise business decision. Learn how to refinance a mortgage using the real estate tips in this free video. Expert: Richard Blake Bio: Richard Blake is a licensed real estate agent that has closed more than 20 times the number of transactions per year than that of the average realtor for the last three years. Filmmaker: Christopher Rokosz</p>
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		<item>
		<title>FHA Streamlines &#8220;The Real Scoop&#8221; &#8211; www.LowestPymt.com</title>
		<link>http://byuirotc.com/fha-streamlines-the-real-scoop-www-lowestpymt-com.html</link>
		<comments>http://byuirotc.com/fha-streamlines-the-real-scoop-www-lowestpymt-com.html#comments</comments>
		<pubDate>Sun, 19 Feb 2012 16:39:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Bad Credit]]></category>
		<category><![CDATA[Real]]></category>
		<category><![CDATA[Scoop]]></category>
		<category><![CDATA[Streamlines]]></category>
		<category><![CDATA[www.LowestPymt.com]]></category>

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		<description><![CDATA[www.lowestpymt.com See how much you can reduce your mortgage payment WITHOUT charging fees. Refinance Your FHA Mortgage using the FHA Streamline Refinance Program You Can Qualify for a Lower Mortgage Rate and a Lower Mortgage Payment With No Appraisal &#038; Minimal Requirements! The FHA&#8230;]]></description>
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<p>www.lowestpymt.com See how much you can reduce your mortgage payment WITHOUT charging fees. Refinance Your FHA Mortgage using the FHA Streamline Refinance Program You Can Qualify for a Lower Mortgage Rate and a Lower Mortgage Payment With No Appraisal &#038; Minimal Requirements! The FHA&#8230;</p>
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		<slash:comments>25</slash:comments>
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